Should You Lock Your Mortgage Rate in July 2025? Here’s What Homebuyers Need to Know
Joel Stice Published on: 11/07/2025
As of mid-July 2025, mortgage rates for a 30-year fixed loan are averaging around 6.72%, according to several independent housing market trackers. This marks a slight uptick after a five-week period of rate declines. While the Federal Reserve has kept its benchmark interest rate steady, the market is anxiously awaiting the next round of inflation data, which could push mortgage rates i
Mortgage
